A sample letter for cancellation of overdraft facility might look something like this:
Dear [Bank Name],
I am writing to request the cancellation of my overdraft facility. As of [current date], I no longer require this service and would like to have it terminated.
Please confirm that the overdraft facility has been cancelled and that any outstanding balance has been paid in full. I would also like to request that any future transactions that would have normally been covered by the overdraft facility be declined.
Thank you for your assistance in this matter.
Sincerely,
[Your Name]
It's important to keep in mind that cancelling an overdraft facility may have consequences, such as fees or penalties, so it's a good idea to carefully consider your decision before making a request to cancel. You may also want to consider other options, such as negotiating a lower overdraft limit or switching to a different account that better meets your needs.
It's also a good idea to follow up with your bank to ensure that the overdraft facility has been cancelled and that any necessary steps have been taken to close the account. This can help prevent any confusion or misunderstandings in the future.
Overall, cancelling an overdraft facility is a relatively straightforward process, but it's important to carefully consider your decision and to follow up with your bank to ensure that everything has been handled properly. By following these steps, you can confidently move forward with your financial planning and feel secure in the knowledge that your overdraft facility is no longer active.
Application for Closing Overdraft Account
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Letter Refusing To Provide Overdraft Facility
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45 Professional Cancellation Letters (Insurance, Order, Contract, Event, + MORE)
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Request Letter for Renewal of Overdraft Facility
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